E&J Evolution Consulting

Building Stronger Credit. Creating Greater Opportunities.

Personalized consulting for individuals, entrepreneurs and professionals moving toward homeownership, business funding and new financial opportunities.

Bilingual service · English & Español

Family receiving the keys to their new home

About Us

Experience, attention and a clear direction.

E&J Evolution Consulting provides personalized credit consulting for individuals and entrepreneurs in the United States.

We combine professional experience and attentive service to support your financial goals, working with lenders, realtors and funding companies.

Our Services

Expertise aligned with your goals.

01

Credit Repair

Professional guidance to improve your personal credit profile with a strategy tailored to you.

02

Mortgage Readiness

Personalized preparation for your next home purchase, with lender coordination when authorized.

03

Business Funding Credit Preparation

Personal credit preparation for entrepreneurs and business owners exploring funding opportunities.

We do not issue loans or guarantee approvals.

04

Credit Analysis & Personalized Strategies

A clear understanding of your profile and a personalized plan aligned with your financial goals.

How Our Process Works

Your next step starts with a conversation.

  1. Step 1

    Get in touch

    Share your goals through our registration link.

  2. Step 2

    Meet your team

    Receive a personalized evaluation and a clear proposal.

  3. Step 3

    Move forward together

    Begin your plan with professional guidance and ongoing communication.

Strategic Partnerships

Your Clients. Our Credit Expertise. A Stronger Partnership.

We help lenders, realtors and funding companies connect their clients with personalized credit guidance.

A professional relationship built on attentive service, clear communication and respect for your clients.

We work with

Mortgage LendersLoan OfficersRealtorsBusiness Funding CompaniesFinancial Professionals
Business partners shaking hands

Our referral system

A simple referral experience, personalized attention and updates shared only with client authorization.

Partner benefits

  • Personalized attention
  • Bilingual service
  • Authorized updates
  • Mortgage & funding coordination

Meet Our Team

A team committed to your goals.

Professional attention, a shared commitment and service in English and Spanish.

Ericka Requena

Ericka Requena

Founder & CEO

Founder of E&J Evolution Consulting. She leads the company's vision, strategy and operations, overseeing service quality and business growth.

Jeisson Pino

Jeisson Pino

Director of Strategic Relations

He drives business relationships, develops strategic alliances and connects the company with new business and referral opportunities.

Gustavo Andrade

Gustavo Andrade

Business Development Advisor

He collaborates on initiatives and projects that contribute to the company's development and growth.

Zulma Portillo

Zulma Portillo

Client Relations & Operations Coordinator

She coordinates client support and onboarding, oversees communication with lenders and business partners, manages case updates and ensures an organized transition to the processing department.

Diego Merino

Diego Merino

Client Enrollment Executive

He handles calls and inquiries from prospective clients, presents the company's services and guides them through evaluation and enrollment.

Annelise Cadaya

Annelise Cadaya

Credit Analysis & Strategy Specialist

She conducts detailed credit profile analyses and develops personalized strategies, identifying opportunities for improvement aligned with each client's goals.

Iván Morón

Iván Morón

Credit Dispute Specialist

He manages credit dispute processes, reviews reported information and follows up on requests submitted to credit reporting agencies.

Client Success Stories

Real Experiences. Meaningful Progress.

George Owens

E&J Evolution Consulting provided insightful guidance that completely transformed my financial outlook. Highly recommended!

Maximo Tovar

The strategies from E&J Evolution Consulting helped me optimize my portfolio and achieve peace of mind.

Kiana Wilson

The expertise at E&J Evolution Consulting made all the difference. They genuinely care about their clients’ success.

Billy Jackson

Professional, reliable, and thorough—my experience with E&J Evolution Consulting has been outstanding.

Contact Us

Let's talk about your goals.

Whether you are exploring your next opportunity or seeking a trusted resource for your clients, we look forward to connecting.