Legal & Compliance

Privacy Policy

We collect the information you submit (name, email, phone, role, message and referral code) only to respond to your request and provide our services. We do not sell your personal information. Information is shared with referring partners only with your authorization. You may request access to or deletion of your data by contacting us.

Terms & Conditions

The content of this website is for general information only and is not legal or financial advice. Services begin only after a written agreement and required disclosures are signed. E&J Evolution Consulting does not issue loans and does not guarantee specific results, credit scores or approvals.

Credit Repair Disclosures

Consumer Credit File Rights Under State and Federal Law: You have the right to dispute inaccurate information in your credit report directly with the credit bureaus at no cost. Accurate, current and verifiable information cannot be removed. Under the Credit Repair Organizations Act (CROA), you may cancel your contract without penalty within 3 business days of signing, and no fees may be charged before services are fully performed. Under the Fair Credit Reporting Act (FCRA), you are entitled to free copies of your credit reports and to dispute errors.